Products
- Mutual Fund
- Insurance (all types from all companies government & private)
- Life Insurance
- Health Insurance
- General Insurance – Factory/Office/Home/Fire/Group Policies
- Motor Insurance
- Travel Insurance
- Fixed Deposit
- Loans – Housing / Business / Project / Personal
- Tax free Bonds
- Postal schemes
- Reality
Services
- Portfolio Management
- Financial Planning
- Tax Investment Planning
- Retirement Planning
- Child Future Planning
- Project Consultancy
- Real Estate Consultancy
Life Insurance ?
Life insurance is unique among financial instruments. It is one of, if not the only financial instrument that is based on caring and love. Even though there can be personal advantages to having life insurance, the real impetus is love for those one cares most about – to make sure they are taken care of. Interestingly, while one is taking care of the financial needs and wants of a spouse or the next generations, life insurance can also develop and build one’s personal financial goals while living. Life Insurance is financial hedge of Human Life Value. Insurance also have following advantages.
Types of Life Insurance Policies
- Term Life Policy
- Money-back Policy
- Joint Life Policy
- Group Insurance Policy
- Loan Cover Term Assurance Policy
- Pension Plan or Annuities
- Endowment policies
- Unit link Insurance Plans
Mutual Fund ?
A Mutual Fund is a trust that pools the savings of a number of investors who share a common financial goal. The money thus collected is then invested in capital market instruments such as shares, debentures and other securities. The income earned through these investments and the capital appreciation realised are shared by its unit holders in proportion to the number of units owned by them. Thus a Mutual Fund is the most suitable investment for the common man as it offers an opportunity to invest in a diversified, professionally managed basket of securities at a relatively low cost.
Types Of Mutual Fund
Mutual fund schemes may be classified on the basis of its maturity period and its investment objective.
According to maturity period:
- Open-ended Fund: One that is available for subscription & repurchase on a continuous basis.(Liquidity).
- Close-ended Fund: One that has a stipulated maturity period. The fund is open for subscription only during a specified period at the time of launch of the Scheme.(Restricted Liquidity).
- Interval Funds: Interval funds combine the features of open-ended and close-ended schemes.
They are open for sale or redemption during pre-determined intervals at NAV related prices.
By Investment Objective
Equity Funds
(Risk + Returns/Loss)
* Growth Fund , * Sector Fund * ELSS (Tax Saving) Fund * Index Fund * Balance
Fund
* M I P Fund Debt Funds
(Safety + Returns)
* Liquid Fund, * Short Term Plan * Medium Term Plan * Income Fund, * Dynamic Bond
Fund
* Gilt Fund
General Insurance
Types of General Insurance policies we deal in
- Health Mediclaim Insurance/super top up Insurance
- Motor Insurance along with all types of ADD on covers
- Fire Allied peril Insurance (Incl. Dwellings, office & Business package policies)
- Jeweler’s Block Insurance
- Marine Insurance (Transit Insurance)
- Personal Accident Insurance
- Overseas Mediclaim Insurance
- Workman Compensation
- Professional Indemnity Insurance / Doctors Liability / Hospital Establishment Insurance
- Public Liability Insurance
- Electronic Equipment Insurance / Machinery Break down Insurance
- Contractor’s all Risk Insurance / Erection All Risk Insurance
- Wedding and Event Insurance